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Get fast 24/7 emergency service with Russo Bros. & Co. Call us today at 973-887-1334 for immediate service.

Proudly Serving Our Community Since 1954

0% Financing for 84 Months on New HVAC Systems in New Jersey

Are you looking for an affordable way to upgrade your home’s heating and cooling system? The PSE&G HVAC Instant Rebates program and 0% on-bill repayment financing make new HVAC systems more affordable. You can receive up to $25,000 at 0% interest for 7 years and up to $1,750 in rebates.

Participating with a trusted HVAC contractor like Russo Bros. & Co. makes navigating these incentives easy. We’ll help you choose the right system, handle rebates, and get you set up with financing that works for your budget.

Call us today to see how much you can save on your new HVAC system with rebates and 0% financing.

On-Bill Repayment (OBR): 0% Financing Through PSE&G

PSE&G’s on-bill repayment option lets you pay for eligible energy-efficient HVAC upgrades interest-free through your monthly utility bill. Instead of paying up front, these costs are included in your regular PSE&G statement and billed in equal monthly installments.

The program rewards you for choosing high-efficiency heating and cooling systems with instant savings and the chance to spread out your project cost. This makes upgrading to high-efficiency HVAC equipment possible for your budget without taking on credit card debt or a high-interest loan.

Depending on your project, you may qualify for:

  • Up to $25,000 in interest-free, on-bill repayment
  • Up to an additional $50,000 for qualifying building decarbonization measures

What to Expect from Russo Bros. & Co.

When you work with Russo Bros., you’ll receive guidance throughout your HVAC upgrade. Here’s how we support you:

  • Eligibility help: We’ll review your situation and PSE&G account to confirm if you qualify.
  • Qualifying equipment advice: Our technicians can recommend high-efficiency systems that meet PSE&G requirements.
  • Professional installation: We’ll install your new system properly to keep your home comfortable.
  • Rebate handling: We’ll help apply your rebates for instant savings on installation day.
  • OBR support: Our team explains how on-bill repayment works and helps apply your financing correctly.
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Get Financing & Rebates for Your New HVAC System

With rebates and OBR options through PSE&G, now is a great time to replace aging HVAC equipment and lock in lower energy costs.

Russo Bros. has been a champion of reliable heating and cooling in Northern New Jersey since 1954. We combine honest upfront pricing, background-checked technicians, and a 100% satisfaction guarantee to make your HVAC upgrade fast and easy.

Contact us to learn whether you qualify for financing and rebates on a new HVAC system.

Frequently Asked Questions

You may qualify if you have an active PSE&G electric or gas account and install high-efficiency HVAC equipment through a participating contractor. However, new construction homes aren’t eligible.
You can claim only one rebate for qualifying equipment tied to your home’s primary heating or cooling system. Additional rebates may be available for a qualifying water heater or smart thermostat.
Your current furnace or air handler needs to be ENERGY STAR® certified for your new central AC to qualify for a rebate. The program looks at the efficiency ratings of your entire HVAC system, which must meet minimum requirements.
These rebates and incentives are part of New Jersey’s Clean Energy Future programs approved in 2020. They represent a $1 billion commitment to help customers reduce energy use through efficient equipment and technologies.

Terms & Conditions

Restrictions apply. Not all units qualify. For customers whose HVAC projects contain eligible measures and who have active PSE&G electric or gas accounts. On-Bill Repayment (OBR) up to $15,000 will be repaid over a period of eighty-four (84) months. If customer is Low-to-Moderate Income (LMI) eligible, and the OBR amount exceeds $10,001, customer has the option to pay over a period of eighty-four (84) or one hundred twenty (120) months. Customer’s LMI eligibility form must be determined by PSE&G. Call for more details.

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Flexible Financing

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Our Reviews See What Your Neighbors Are Saying

I urgently reached out to Russo Bros. and Company seeking a home inspection required for insurance purposes, and I was pleased to find that they were able to readily fit me into their already packed schedule without any hesitation. The professional they assigned to assess my…

Felicia F.

Felicia F.

Russo Brothers really came through for us! Antonio, the company rep, came out and did some quick troubleshooting and was able to repair the issue and have us up and running in no time. Antonio was hands down the best tech we’ve ever worked with…very friendly,…

Chris B.

Chris B.

Russo Brothers did a great job with my new furnace and AC installation. Clean, efficient, and reliable. They took the time to answer all of my questions and walk me through the options that we had and explained the full installation. Highly recommend their services.

Frank C.

Frank C.

We had our air conditioner replaced. Neil did the estimate and was very thorough explaining details of the installation and the reasons they recommended the specific equipment. The installation team, headed by Anthony arrived on time. Took them all day but they were pretty unobtrusive considering.…

Stephanie A.

Stephanie A.

Had an emergency issue with a bathroom leak and called Russo Bros. They were able to have someone come by within 2 hours. Joe took his time to explain what was going on and the next steps we would need to take to fix the leak…

Anthony F.

Anthony F.

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